Protecting your people.Protecting your people. Powering your business.
Insurance advice from people who pick up the phone.
We help businesses choose employee benefits and commercial insurance with confidence — and we stay your trusted advisor long after your policies are in place.
Or call (408) 725-8777
CA DOI License #OE36371
How we help
Three ways we look after employers
Every business is different, so what we do for you is scoped to your business. Not every product or service is available to every employer.
Employee Benefits
We help you build benefits your employees actually value — and that you can afford to keep offering.
- Medical, dental and vision
- Life and disability
- Plans matched to your team, not a template
- Straight answers at renewal
Commercial Insurance
We help protect your business, and we tell you plainly what each policy does and does not cover.
- Commercial P&C
- General liability
- Workers' compensation
- Multiple carrier quotes
We Stay With You
Insurance placement is only the beginning. We stay involved year-round — for questions, claims, renewals, and everything in between.
- We pick up the phone
- You work with the same people every year
- We chase the carrier so you do not have to
- Your employees can call us directly
What happens next
Working with us is simple
Four steps, no pressure, and you always know where things stand.
Step 1
We Listen
Before we recommend anything, we listen. Your business, your people, your headaches — we want to understand all of it.
Step 2
We Dig In
We pull apart what you already have — every plan, every policy, every gap — so you know exactly where you stand before we recommend a thing.
Step 3
We Present Options
You'll see what we recommend and why, in plain language with real numbers and a written summary you can share before anyone signs.
Step 4
We Stick Around
This is where most brokers stop. We stay on for questions, claims, mid-year changes and renewals, with the same team every year.
Submitting this form does not bind, modify, or confirm insurance coverage.
Client experience
In their words
“They have been taking care of our company's medical coverage for several years now. They take the time to work with our employees individually, answering their questions and helping them find the health care plan that fits. Reliable and always available for our staff.”
Carol B. — San Jose, CA
Common questions
Questions employers ask us first
We focus on small and midsize employers — the businesses large enough to need a real benefits and coverage strategy, but not large enough to have a dedicated in-house benefits department. If you are not sure whether we are a fit, a short conversation will make it clear.
We can help employers evaluate group medical, dental, vision, life, short-term and long-term disability, and voluntary benefit options. Availability, eligibility and carrier participation vary by employer, group size and location.
In most cases yes. Changing brokers does not change your plans, your carrier or your coverage — it changes who services the account. We handle the paperwork with the carrier and keep you informed at every step, and there is no cost to you for making the switch.
A general sense of your employee count, your current plans and renewal month, and the questions or frustrations you would like solved. Please do not send medical, Social Security, policy or employee census information through the website — we will arrange a secure method for anything sensitive.
Most employers we work with look at commercial property and casualty, general liability, workers' compensation and key man life, and we quote through multiple carriers so you can compare. What is appropriate depends on your operations, and coverage is always subject to application, underwriting and carrier approval.
Let's have a conversation about your business.
Protecting your people and powering your business starts with one honest conversation. Tell us where you are and we'll tell you exactly how we can help.